/* ============================================================
   BAHIA MONEY – style.css (versão melhorada)
   Paleta original preservada + melhorias visuais
============================================================ */

:root {
  --primary-dark: #5b5f6b;
  --primary: #1a2030;
  --primary-medium: #1a2030;
  --accent: #c8891a;
  --accent-light: #e8a030;
  --white: #FFFFFF;
  --off-white: #F4F6F4;
  --light-bg: #EDF0EC;
  --text: #5b5f6b;
  --text-soft: #5b5f6b;
  --border: #cdd9cc;
  --success: #22C55E;
  --radius: 12px;
  --shadow: 0 4px 32px rgba(13, 43, 30, 0.12);
  --shadow-md: 0 8px 48px rgba(13, 43, 30, 0.18);
  --shadow-lg: 0 20px 64px rgba(13, 43, 30, 0.22);
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Montserrat', sans-serif;
  background: var(--white);
  color: var(--text);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

.nav-logo-img {
  height: 38px;
  width: auto;
  display: block;
}

/* ─── NAVBAR ─────────────────────────────────────── */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(26, 32, 48, 0.97);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(200, 137, 26, 0.18);
  padding: 0 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  transition: background 0.3s, box-shadow 0.3s;
}

.nav-logo {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.5px;
}
.nav-logo span { color: var(--accent-light); }

.nav-links {
  display: flex;
  gap: 1.1rem;
  list-style: none;
}

.nav-links a {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.3px;
  transition: color 0.2s;
  padding: 4px 6px;
  border-radius: 4px;
}
.nav-links a:hover { color: var(--accent-light); }

.nav-cta {
  background: var(--accent);
  color: var(--white) !important;
  padding: 0.4rem 0.9rem;
  border-radius: 6px;
  font-weight: 700 !important;
  font-size: 0.75rem !important;
  transition: background 0.2s, box-shadow 0.2s !important;
}
.nav-cta:hover {
  background: var(--accent-light) !important;
  box-shadow: 0 4px 16px rgba(200,137,26,0.35) !important;
}

.nav-cta-parceiro {
  background: transparent !important;
  border: 1px solid rgba(200, 137, 26, 0.55) !important;
  color: var(--accent-light) !important;
}
.nav-cta-parceiro:hover {
  background: var(--accent) !important;
  border-color: var(--accent) !important;
  color: var(--white) !important;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ─── HERO ───────────────────────────────────────── */
#inicio {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 68px 5% 0;
  position: relative;
  overflow: hidden;
  background: var(--primary);
}

/* Imagem de fundo do hero */
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0.58;
}
.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(26,32,48,0.96) 0%, rgba(26,32,48,0.82) 55%, rgba(26,32,48,0.65) 100%),
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(200, 137, 26, 0.10) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 10% 80%, rgba(45, 107, 68, 0.12) 0%, transparent 60%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(200, 137, 26, 0.12);
  border: 1px solid rgba(232, 160, 48, 0.28);
  color: var(--accent-light);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 0.4rem 1rem;
  border-radius: 99px;
  margin-bottom: 1.5rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.hero-title {
  font-size: clamp(2.4rem, 4.5vw, 3.6rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.08;
  margin-bottom: 1.2rem;
  letter-spacing: -0.5px;
}
.hero-title em {
  font-style: normal;
  color: var(--accent-light);
}

.hero-sub {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.7;
  margin-bottom: 2.5rem;
  max-width: 480px;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn-primary {
  background: var(--accent);
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 0.9rem 2rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-primary:hover {
  background: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,137,26,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 0.9rem 2rem;
  border-radius: 8px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  cursor: pointer;
  transition: border-color 0.2s, transform 0.15s, color 0.2s, background 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-outline:hover {
  border-color: var(--accent-light);
  color: var(--accent-light);
  background: rgba(200,137,26,0.06);
  transform: translateY(-2px);
}

.hero-stats {
  display: flex;
  gap: 2.5rem;
  margin-top: 3rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}
.stat-num {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--accent-light);
  line-height: 1;
}
.stat-label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.5);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-top: 4px;
}

.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-card-stack {
  position: relative;
  width: 340px;
  height: 420px;
}

.credit-card {
  position: absolute;
  width: 300px;
  height: 180px;
  border-radius: 18px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.credit-card-back {
  background: linear-gradient(135deg, #5e6069 0%, #1c2231 100%);
  border: 1px solid rgba(232, 160, 48, 0.22);
  top: 60px;
  left: 40px;
  transform: rotate(-6deg);
}

.credit-card-front {
  background: linear-gradient(135deg, #c8891a 0%, #a16600 100%);
  top: 20px;
  left: 0;
  transform: rotate(2deg);
  box-shadow: 0 24px 72px rgba(200, 137, 26, 0.32);
}

.card-chip {
  width: 36px;
  height: 28px;
  background: rgba(93, 96, 106, 0.25);
  border-radius: 5px;
}
.card-brand {
  font-weight: 800;
  font-size: 1rem;
  color: rgba(255, 255, 255, 0.9);
  text-align: right;
}
.card-number {
  font-size: 0.95rem;
  letter-spacing: 2px;
  color: rgba(255, 255, 255, 0.86);
}

.floating-badge {
  position: absolute;
  background: rgba(26,32,48,0.96);
  border: 1px solid rgba(232, 160, 48, 0.25);
  border-radius: 12px;
  padding: 0.75rem 1rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  box-shadow: 0 12px 32px rgba(0,0,0,0.28);
  animation: float 3s ease-in-out infinite;
  backdrop-filter: blur(8px);
}
.floating-badge.b1 { bottom: 80px; right: -10px; animation-delay: 0s; }
.floating-badge.b2 { top: 10px; right: -20px; animation-delay: 1.5s; }

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.fb-icon {
  width: 32px; height: 32px;
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
}
.fb-icon.green { background: rgba(34, 197, 94, 0.15); color: var(--success); }
.fb-icon.gold  { background: rgba(200,137,26,0.18); color: var(--accent-light); }
.fb-num  { font-weight: 700; color: var(--white); font-size: 0.9rem; }
.fb-label { font-size: 0.72rem; color: rgba(255,255,255,0.55); }

/* ─── TRUST BAR ──────────────────────────────────── */
.trust-bar {
  background: linear-gradient(90deg, rgba(26,32,48,1) 0%, rgba(30,38,60,1) 100%);
  border-top: 1px solid rgba(200,137,26,0.18);
  border-bottom: 1px solid rgba(200,137,26,0.10);
  padding: 0;
  overflow: hidden;
}
.trust-bar-inner {
  display: flex;
  align-items: stretch;
  justify-content: center;
  flex-wrap: wrap;
  max-width: 1200px;
  margin: 0 auto;
}
.trust-bar-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 1.1rem 2rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: rgba(255,255,255,0.72);
  text-transform: uppercase;
  letter-spacing: 0.4px;
  transition: color 0.2s;
}
.trust-bar-item svg { color: var(--accent-light); flex-shrink: 0; }
.trust-bar-item:hover { color: var(--white); }
.trust-bar-sep {
  width: 1px;
  background: rgba(255,255,255,0.08);
  margin: 0.8rem 0;
  flex-shrink: 0;
}

/* ─── SECTION BASE ───────────────────────────────── */
section { padding: 5.5rem 5%; }

.container {
  max-width: 1200px;
  margin: 0 auto;
}

.section-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--accent);
  margin-bottom: 0.75rem;
  position: relative;
  padding-left: 16px;
}
.section-tag::before {
  content: '';
  position: absolute;
  left: 0; top: 50%;
  transform: translateY(-50%);
  width: 8px; height: 2px;
  background: var(--accent);
  border-radius: 2px;
}

.section-title {
  font-size: clamp(1.85rem, 3.2vw, 2.65rem);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 1rem;
  color: rgba(31, 35, 47, 0.97);
  letter-spacing: -0.3px;
}
.section-desc {
  font-size: 1rem;
  color: var(--text-soft);
  line-height: 1.75;
  max-width: 560px;
}

/* ─── EMPRÉSTIMOS ────────────────────────────────── */
#emprestimos { background: var(--off-white); }

.emp-header {
  text-align: center;
  margin-bottom: 3.5rem;
}
.emp-header .section-tag {
  padding-left: 0;
  display: block;
}
.emp-header .section-tag::before { display: none; }
.emp-header .section-desc { margin: 0 auto; }

.emp-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.25rem;
}

.emp-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem 1.75rem;
  border: 1px solid var(--border);
  transition: box-shadow 0.3s, transform 0.3s, border-color 0.3s;
  cursor: pointer;
  position: relative;
  overflow: hidden;
}
.emp-card::before {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
  border-radius: 0 0 var(--radius) var(--radius);
}
.emp-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-5px);
  border-color: rgba(200,137,26,0.3);
}
.emp-card:hover::before { transform: scaleX(1); }

.emp-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--light-bg), #e8ece8);
  color: var(--primary);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.2rem;
  transition: background 0.2s, color 0.2s;
}
.emp-card:hover .emp-icon {
  background: rgba(200,137,26,0.12);
  color: var(--accent);
}

.emp-card h3 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: rgba(33, 39, 54, 0.97);
}

.emp-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--accent);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  transition: gap 0.2s, color 0.2s;
}
.emp-card:hover .emp-link {
  gap: 0.6rem;
  color: var(--accent-light);
}

/* ─── CONSIGNAÇÃO ────────────────────────────────── */
#consignacao {
  background: var(--primary);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
#consignacao::before {
  content: '';
  position: absolute;
  top: -40%; right: -10%;
  width: 500px; height: 500px;
  background: radial-gradient(ellipse, rgba(200,137,26,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.consig-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.consig-features {
  display: flex;
  flex-direction: column;
  gap: 1.6rem;
  margin-top: 2.5rem;
}

.consig-feat { display: flex; gap: 1rem; align-items: flex-start; }

.feat-dot {
  width: 42px; height: 42px;
  border-radius: 10px;
  background: rgba(200,137,26,0.10);
  border: 1px solid rgba(232, 160, 48, 0.26);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent-light);
  flex-shrink: 0;
  transition: background 0.2s;
}
.consig-feat:hover .feat-dot { background: rgba(200,137,26,0.2); }

.feat-text h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.3rem;
}
.feat-text p { font-size: 0.85rem; color: rgba(255,255,255,0.62); line-height: 1.65; }

.consig-visual {
  background: rgba(255,255,255,0.04);
  border-radius: 20px;
  padding: 2.5rem;
  border: 1px solid rgba(200, 137, 26, 0.18);
  backdrop-filter: blur(4px);
}
.consig-visual-title {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255,255,255,0.4);
  margin-bottom: 1.5rem;
}

.bar-item { margin-bottom: 1.4rem; }
.bar-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 0.5rem;
}
.bar-track {
  height: 8px;
  background: rgba(255,255,255,0.07);
  border-radius: 99px;
  overflow: hidden;
}
.bar-fill {
  height: 100%;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  transition: width 1.5s ease;
}

.consig-bottom {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  gap: 1rem;
}
.cv-num  { font-size: 1.5rem; font-weight: 800; color: var(--accent-light); line-height: 1; }
.cv-label { font-size: 0.72rem; color: rgba(255,255,255,0.45); margin-top: 4px; }

/* ─── CONSULTORIA ────────────────────────────────── */
#consultoria { background: var(--white); }

.cons-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.cons-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.cons-card {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 1.6rem;
  border: 1px solid rgba(205,217,204,0.7);
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.cons-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(13,43,30,0.09);
  border-color: rgba(200,137,26,0.22);
}
.cons-card .icon {
  color: var(--accent);
  margin-bottom: 0.7rem;
}
.cons-card h4 {
  font-size: 0.92rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
  color: rgba(33,39,54,0.97);
}
.cons-card p { font-size: 0.82rem; color: var(--text-soft); line-height: 1.55; }

.cons-card.highlight {
  background: var(--primary);
  border-color: var(--primary);
  grid-column: span 2;
}
.cons-card.highlight h4,
.cons-card.highlight p { color: var(--white); }
.cons-card.highlight .icon { color: var(--accent-light); }

/* ─── ORÇAMENTO ──────────────────────────────────── */
#orcamento {
  background: var(--primary);
  position: relative;
  overflow: hidden;
}
#orcamento::after {
  content: '';
  position: absolute;
  bottom: -30%; left: -10%;
  width: 400px; height: 400px;
  background: radial-gradient(ellipse, rgba(200,137,26,0.07) 0%, transparent 70%);
  pointer-events: none;
}

.orc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.orc-left .section-title { color: var(--white); }
.orc-left .section-desc  { color: rgba(255,255,255,0.62); }

.orc-trust { display: flex; flex-direction: column; gap: 0.8rem; margin-top: 2rem; }
.orc-trust-item {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.7);
}
.check { color: var(--success); display: inline-flex; }

.orc-form {
  background: rgba(255,255,255,0.04);
  border-radius: 20px;
  padding: 2.5rem;
  border: 1px solid rgba(200, 137, 26, 0.20);
  backdrop-filter: blur(8px);
}
.orc-form h3 { font-size: 1.3rem; font-weight: 700; color: var(--white); margin-bottom: 0.4rem; }
.orc-form > p { font-size: 0.85rem; color: rgba(255,255,255,0.5); margin-bottom: 1.8rem; }

.form-group { margin-bottom: 1.1rem; }
.form-group label {
  display: block;
  font-size: 0.78rem;
  font-weight: 600;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 0.4rem;
}
.form-group input,
.form-group select {
  width: 100%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  padding: 0.8rem 1rem;
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  outline: none;
  transition: border-color 0.2s, background 0.2s;
  -webkit-appearance: none;
}
.form-group input::placeholder { color: rgba(255,255,255,0.3); }
.form-group input:focus,
.form-group select:focus {
  border-color: var(--accent-light);
  background: rgba(255,255,255,0.10);
}
.form-group select option { background: var(--primary); color: var(--white); }

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.btn-submit {
  width: 100%;
  background: linear-gradient(135deg, var(--accent), var(--accent-light));
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  padding: 1rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: opacity 0.2s, transform 0.15s, box-shadow 0.2s;
  margin-top: 0.5rem;
  display: flex; align-items: center; justify-content: center; gap: 0.5rem;
}
.btn-submit:hover {
  opacity: 0.9;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,137,26,0.4);
}

/* ─── CRÉDITO COM GARANTIA / VISUAL RENOVADO ─────── */
#credito-garantia { background: var(--white); }

.garantia-visual-wrap {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.garantia-img-duo {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.garantia-img-item {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  aspect-ratio: 4/3;
}
.garantia-img-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.garantia-img-item:hover img { transform: scale(1.06); }
.garantia-img-item span {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  background: linear-gradient(to top, rgba(26,32,48,0.85), transparent);
  color: var(--white);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 1rem 0.8rem 0.6rem;
}

/* ─── EMBASA / VISUAL RENOVADO ───────────────────── */
#embasa { background: var(--off-white); }

.embasa-visual-wrap {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.embasa-img-frame {
  position: relative;
  border-radius: 18px 18px 0 0;
  overflow: hidden;
  height: 200px;
}
.embasa-img-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  transition: transform 0.5s ease;
}
.embasa-img-frame:hover img { transform: scale(1.04); }
.embasa-img-badge {
  position: absolute;
  top: 14px; right: 14px;
  background: rgba(200,137,26,0.92);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.4px;
  padding: 5px 10px;
  border-radius: 99px;
  display: flex;
  align-items: center;
  gap: 5px;
  backdrop-filter: blur(4px);
}
/* Conectar image frame ao card abaixo */
.embasa-visual-wrap .info-card-highlight {
  border-radius: 0 0 20px 20px;
  border-top: none;
  margin-top: 0 !important;
}

/* ─── INFO SECTIONS (Garantia, Seguros, Embasa) ──── */
.info-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}
.info-grid-reverse { direction: rtl; }
.info-grid-reverse > * { direction: ltr; }

.info-features {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-top: 2rem;
}

.info-feat { display: flex; gap: 1rem; align-items: flex-start; }
.info-feat-icon {
  width: 42px; height: 42px;
  border-radius: 10px;
  background: rgba(200, 137, 26, 0.08);
  border: 1px solid rgba(200, 137, 26, 0.18);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent);
  flex-shrink: 0;
  transition: background 0.2s, border-color 0.2s;
}
.info-feat:hover .info-feat-icon {
  background: rgba(200,137,26,0.16);
  border-color: rgba(200,137,26,0.32);
}
.info-feat h4 { font-size: 0.93rem; font-weight: 700; color: rgba(31,35,47,0.97); margin-bottom: 0.25rem; }
.info-feat p  { font-size: 0.85rem; color: var(--text-soft); line-height: 1.6; }

.info-visual { display: flex; justify-content: center; align-items: flex-start; }

.info-card-highlight {
  background: var(--primary);
  border-radius: 20px;
  padding: 2.5rem;
  border: 1px solid rgba(200, 137, 26, 0.20);
  width: 100%;
  max-width: 400px;
}
.info-card-icon {
  width: 64px; height: 64px;
  border-radius: 14px;
  background: rgba(200, 137, 26, 0.12);
  border: 1px solid rgba(232, 160, 48, 0.25);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent-light);
  margin-bottom: 1.2rem;
}
.info-card-highlight h3 { font-size: 1.15rem; font-weight: 800; color: var(--white); margin-bottom: 1.2rem; }
.info-card-items { display: flex; flex-direction: column; gap: 0.8rem; }
.info-card-item {
  display: flex; align-items: center; gap: 0.6rem;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.82);
}
.info-check { color: var(--success); font-weight: 700; }

/* ─── SEGUROS ────────────────────────────────────── */
#seguros { background: var(--off-white); }

/* ─── QUEM SOMOS ─────────────────────────────────── */
#quemsomos { background: var(--white); }

.qs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.mvv-grid { display: flex; flex-direction: column; gap: 1rem; margin-top: 2.5rem; }
.mvv-item {
  background: var(--off-white);
  border-left: 3px solid var(--accent);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1.2rem 1.5rem;
  transition: border-color 0.2s, background 0.2s;
}
.mvv-item:hover {
  background: rgba(200,137,26,0.04);
  border-color: var(--accent-light);
}
.mvv-item h4 {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--accent);
  margin-bottom: 0.35rem;
}
.mvv-item p { font-size: 0.88rem; color: var(--text-soft); line-height: 1.65; }

.qs-visual-wrap { display: flex; flex-direction: column; gap: 1rem; }
.qs-big {
  background: var(--primary);
  border-radius: 16px;
  padding: 2.2rem;
  color: var(--white);
  border: 1px solid rgba(200,137,26,0.15);
}
.qs-big h3 { font-size: 1.25rem; font-weight: 800; color: var(--accent-light); margin-bottom: 0.6rem; }
.qs-big p  { font-size: 0.88rem; color: rgba(255,255,255,0.66); line-height: 1.72; }

.qs-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; }
.qs-stat {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 1.2rem;
  text-align: center;
  border: 1px solid var(--border);
  transition: border-color 0.2s, transform 0.2s;
}
.qs-stat:hover { border-color: rgba(200,137,26,0.3); transform: translateY(-2px); }
.qs-stat-num   { font-size: 1.55rem; font-weight: 800; color: var(--primary); }
.qs-stat-label { font-size: 0.72rem; color: var(--text-soft); margin-top: 3px; }

/* ─── PARCEIROS ──────────────────────────────────── */
.parceiros-section {
  background: var(--white);
  padding: 3.5rem 5%;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.parceiros-label {
  text-align: center;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2.5px;
  color: var(--text-soft);
  margin-bottom: 2.5rem;
}
.parceiros-logos {
  display: grid;
  grid-template-columns: repeat(6,1fr);
  gap: 1.5rem;
  align-items: center;
  justify-items: center;
  max-width: 960px;
  margin: 0 auto;
}
.parceiro-logo {
  display: flex; align-items: center; justify-content: center;
  padding: 0.5rem;
  transition: transform 0.2s, opacity 0.2s;
  filter: grayscale(30%);
}
.parceiro-logo:hover { transform: scale(1.08); filter: grayscale(0%); opacity: 0.9; }
.parceiro-logo img { width: 100%; max-width: 120px; height: 70px; object-fit: contain; }

/* ─── DEPOIMENTOS ────────────────────────────────── */
#depoimentos { background: var(--off-white); }

.dep-header { text-align: center; margin-bottom: 3rem; }
.dep-header .section-tag { padding-left: 0; display: block; }
.dep-header .section-tag::before { display: none; }

.dep-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 1.5rem; }

.dep-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  border: 1px solid var(--border);
  transition: box-shadow 0.25s, transform 0.25s;
  position: relative;
}
.dep-card::before {
  content: '"';
  position: absolute;
  top: 1.2rem; right: 1.5rem;
  font-size: 4rem;
  color: rgba(200,137,26,0.12);
  font-family: Georgia, serif;
  line-height: 1;
}
.dep-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }

.dep-stars { color: var(--accent); font-size: 0.9rem; margin-bottom: 1rem; display: flex; gap: 3px; }
.dep-text { font-size: 0.9rem; color: var(--text); line-height: 1.75; margin-bottom: 1.5rem; font-style: italic; }
.dep-author { display: flex; align-items: center; gap: 0.8rem; }
.dep-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), rgba(200,137,26,0.8));
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 0.88rem; color: var(--white); flex-shrink: 0;
}
.dep-name { font-weight: 600; font-size: 0.9rem; }
.dep-role { font-size: 0.78rem; color: var(--text-soft); }

/* ─── CONTATO ────────────────────────────────────── */
#contato { background: var(--primary); }

.contato-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.contato-left .section-title { color: var(--white); }
.contato-left .section-desc  { color: rgba(255,255,255,0.62); margin-bottom: 2.5rem; }

.contato-items { display: flex; flex-direction: column; gap: 1.2rem; }
.contato-item { display: flex; align-items: flex-start; gap: 1rem; }

.ci-icon {
  width: 46px; height: 46px;
  border-radius: 10px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(232,160,48,0.20);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent-light);
  flex-shrink: 0;
  transition: background 0.2s;
}
.contato-item:hover .ci-icon { background: rgba(200,137,26,0.14); }

.ci-label { font-size: 0.72rem; color: rgba(255,255,255,0.42); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 0.2rem; }
.ci-value { font-size: 0.92rem; color: var(--white); font-weight: 500; }
.ci-value a { color: var(--accent-light); transition: color 0.2s; }
.ci-value a:hover { color: var(--white); }

.social-row { display: flex; gap: 0.8rem; margin-top: 2rem; }
.social-btn {
  width: 44px; height: 44px;
  border-radius: 10px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(232,160,48,0.18);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.7);
  cursor: pointer;
  transition: background 0.2s, border-color 0.2s, color 0.2s;
  text-decoration: none;
}
.social-btn:hover {
  background: rgba(200,137,26,0.16);
  border-color: rgba(232,160,48,0.4);
  color: var(--white);
}

.whatsapp-cta {
  background: #25D366;
  color: #fff;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 1rem 2rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  display: inline-flex; align-items: center; gap: 0.6rem;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  margin-top: 1.5rem;
  text-decoration: none;
}
.whatsapp-cta:hover {
  background: #1DA851;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(37,211,102,0.4);
}

.contato-map {
  background: rgba(255,255,255,0.04);
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid rgba(200, 137, 26, 0.18);
}
.map-header { padding: 1.5rem; border-bottom: 1px solid rgba(255,255,255,0.06); }
.map-header h4 { font-size: 0.95rem; font-weight: 700; color: var(--white); margin-bottom: 0.3rem; }
.map-header p  { font-size: 0.82rem; color: rgba(255,255,255,0.42); }
.map-embed { width: 100%; height: 300px; border: none; display: block; filter: grayscale(25%) contrast(1.05); }

/* ─── SEJA PARCEIRO ──────────────────────────────── */
#seja-parceiro {
  background: linear-gradient(135deg, var(--primary) 0%, rgba(26,32,48,0.95) 100%);
  border-top: 1px solid rgba(200,137,26,0.15);
  position: relative;
  overflow: hidden;
}
#seja-parceiro::before {
  content: '';
  position: absolute;
  top: -50%; right: -5%;
  width: 600px; height: 600px;
  background: radial-gradient(ellipse, rgba(200,137,26,0.07) 0%, transparent 65%);
  pointer-events: none;
}

.parceiro-cta-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.btn-parceiro-cta {
  background: linear-gradient(135deg, var(--accent), var(--accent-light));
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  padding: 1.2rem 2.5rem;
  border-radius: 10px;
  border: none;
  cursor: pointer;
  display: inline-flex; align-items: center; gap: 0.7rem;
  transition: opacity 0.2s, transform 0.15s, box-shadow 0.2s;
  white-space: nowrap;
  text-decoration: none;
}
.btn-parceiro-cta:hover {
  opacity: 0.92;
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(200,137,26,0.45);
}

/* ─── FOOTER ─────────────────────────────────────── */
footer {
  background: #131824;
  padding: 2.2rem 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-top: 1px solid rgba(200,137,26,0.14);
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-logo { font-size: 1.2rem; font-weight: 800; color: var(--white); }
.footer-logo span { color: rgba(255,255,255,0.55); }
.footer-copy { font-size: 0.8rem; color: rgba(255,255,255,0.38); }
.footer-links { display: flex; gap: 1.5rem; }
.footer-links a { font-size: 0.8rem; color: rgba(255,255,255,0.42); transition: color 0.2s; }
.footer-links a:hover { color: var(--accent-light); }

/* ─── WHATSAPP FLOAT ─────────────────────────────── */
.wa-float {
  position: fixed;
  bottom: 2rem; right: 2rem;
  width: 58px; height: 58px;
  border-radius: 50%;
  background: #25D366;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 28px rgba(37,211,102,0.45);
  z-index: 999;
  animation: pulse-wa 2.5s ease-in-out infinite;
  text-decoration: none;
  color: var(--white);
  transition: transform 0.2s, box-shadow 0.2s;
}
.wa-float:hover {
  transform: scale(1.12);
  box-shadow: 0 10px 36px rgba(37,211,102,0.65);
}
@keyframes pulse-wa {
  0%, 100% { box-shadow: 0 6px 28px rgba(37,211,102,0.45); }
  50%       { box-shadow: 0 6px 48px rgba(37,211,102,0.75); }
}

/* ─── MOBILE MENU ────────────────────────────────── */
.mobile-menu {
  display: none;
  position: fixed;
  top: 68px; left: 0; right: 0;
  background: rgba(26,32,48,0.98);
  backdrop-filter: blur(16px);
  z-index: 999;
  padding: 1.5rem 5%;
  border-bottom: 1px solid rgba(232,160,48,0.18);
  flex-direction: column;
  gap: 0.6rem;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  color: rgba(255,255,255,0.8);
  font-size: 0.95rem;
  font-weight: 500;
  padding: 0.7rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  transition: color 0.2s;
}
.mobile-menu a:hover { color: var(--accent-light); }
.mobile-parceiro { color: var(--accent-light) !important; font-weight: 700 !important; }

/* ─── FORM SUCCESS ───────────────────────────────── */
.form-success {
  display: none;
  background: rgba(34,197,94,0.1);
  border: 1px solid rgba(34,197,94,0.3);
  border-radius: 8px;
  padding: 1rem;
  color: var(--success);
  font-size: 0.9rem;
  text-align: center;
  margin-top: 1rem;
}

/* ─── ANIMATIONS ─────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}
.reveal.visible { opacity: 1; transform: none; }

/* ─── RESPONSIVE ─────────────────────────────────── */
@media (max-width: 1024px) {
  .qs-stats { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 900px) {
  .nav-links  { display: none; }
  .hamburger  { display: flex; }

  section { padding: 4.5rem 5%; }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
    text-align: center;
  }
  .hero-sub    { margin: 0 auto 2.5rem; }
  .hero-actions { justify-content: center; }
  .hero-stats  { justify-content: center; }
  .hero-visual { display: none; }

  .trust-bar-inner { justify-content: flex-start; overflow-x: auto; flex-wrap: nowrap; padding: 0 5%; }
  .trust-bar-sep   { display: none; }

  .consig-grid,
  .cons-grid,
  .orc-grid,
  .qs-grid,
  .contato-grid { grid-template-columns: 1fr; gap: 3rem; }

  .cons-cards { grid-template-columns: 1fr; }
  .cons-card.highlight { grid-column: span 1; }

  .form-grid-2 { grid-template-columns: 1fr; }

  .info-grid,
  .info-grid-reverse,
  .parceiro-cta-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
    direction: ltr;
  }
  .parceiro-cta-grid { text-align: center; }
  .btn-parceiro-cta  { width: 100%; justify-content: center; }
  .info-card-highlight { max-width: 100%; }
  .info-visual { justify-content: flex-start; }

  .garantia-visual-wrap,
  .embasa-visual-wrap { max-width: 100%; }

  footer { flex-direction: column; text-align: center; }
  .footer-links { justify-content: center; }

  .parceiros-logos { grid-template-columns: repeat(4,1fr); }
}

@media (max-width: 600px) {
  section { padding: 3.5rem 5%; }

  .emp-grid { grid-template-columns: 1fr; }
  .qs-stats { grid-template-columns: 1fr 1fr; }
  .dep-grid { grid-template-columns: 1fr; }

  .hero-title { font-size: 2.1rem; }

  .parceiros-logos { grid-template-columns: repeat(3,1fr); }

  .garantia-img-duo { grid-template-columns: 1fr; }

  .trust-bar-item { padding: 0.9rem 1.2rem; font-size: 0.72rem; }
}